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Rates Listing
Secured Loans
Loan TypeAPRMaximum TermsMaximum Amount****Requirements
Shares Secured 3.25% 60 Mos. $50,000 Shares pledged in amt of loan
Certificate Secured* 2%+ current CD Rate 60 Mos. $50,000 Shares pledged in amt of CD
NEW (2010-2011) Auto/Truck/Van3.75%60 Mos. Call For DetailsLien on Title, Full Coverage Insurance
New (2010-2011) Auto/Truck/Van   $25,000 or more ***4.25%66 Mos. Lien on Title, Full Coverage Insurance

New (2010-2011 Auto/Truck/Van $25,000 or more ***

4.75%72 Mos.

 

Lien on Title, Full Coverage Insurance

Pre-Owned  (2010-2009)Auto/Truck/Van

3.99%60 Mos. Lien on Title, Full Coverage Insurance
Pre-Owned (2010-2009) Auto/Truck/Van 4.50% 66 Mos  Lien on Title, Full Coverage Insurance

Pre-Owned (2010-2009) Auto/Truck/Van

4.99%72 Mos. 

Lien on Title, Full Coverage Insurance

 

Pre-Owned (2008-2005) Auto/Truck/Van

 4.75% 60 Mos  

Lien on Title, Full Coverage Insurance

Pre-Owned (2008-2005) Auto/Truck/Van ($20,000 or more)4.99%66 Mos. Lien on Title, Full Coverage Insurance
Pre-Owned (2004-2001) Auto/Truck/Van5.99%48 Mos. Lien on Title, Full Coverage Insurance
 New (2011-2010) Motorcycle/RV/Camper 4.99% 60 Mos  Lien on Title, Full Coverage/Hazard Insurance
Pre-Owned(2009-2007) Motorcycle/RV/Camper6.50%60 Mos. Lien on Title, Full Coverage/Hazard Insurance
Pre-Owned (2006-2000) Motorcycle/RV/Camper7.75%72 Mos. Lien on Title, Full Coverage/Hazard Insurance
 Pre-Owned (2006-2004) Motorcycle/RV/Camper 7.25% 48 Mos  Lien on Title, Full Coverage/Hazard Insurance
Pre-Owned (2003-2001)Motorcycle/RV/Camper7.50%48 Mos. Lien on Title, Full Coverage/Hazard Insurance
Pre-Owned (2002-2000) Motorcycle/RV/Camper7.95%48 Mos. Lien on Title, Full Coverage/Hazard Insurance
 Pre-Owned (1999 & Older) Motorcycle/RV/Camper 8.50% 36 Mos  Lien on Title, Full Coverage/Hazard Insurance
 

(*) Certificate secured loan rate is based on rate paid on certificate plus 2.00% APR.

(**) Purchase price will be supported by purchase order from dealer and may include sales tax and extended warranty.

(***) The purchase price must exceed $25,000.00 to get maximum term.

(****) Fair market value on all vehicles.

. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.
..Refinancing not available on existing loans.

Unsecured Loans
Loan Type APR Maximum Terms Maximum Amount Up To
Closed-End Signature     8.99%Up to 48 Months $ 7,500

Closed-End Signature

Closed-End Signature

  8.50%

   8.25%

Up to 36 Months

Up to 24 Months

$ 7,500

$ 7,500

Closed End Signature 7.99%Up to 12 Months$ 7,500
 
  
   

The maximum unsecured limit is $7,500 per member and co-borrower.
The unsecured limit depends on job security, stability, ability to repay, and credit history.

* ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.
**Refinancing not available on existing loans.

Checking and Savings
Power Checking
$500.00 Minimum balance to earn interest
Balance APR APY
$  500   - $ 2,999.00   .25%   .25%
$2500   - $ 9,999.00   .25%   .25%
$10,000 -$24,999.00   .25%   .25%
   
 
Savings Accounts
$100.00 Minimum balance to earn interest
Balance APR APY
$100+ .25% .25%
 
Christmas Club Accounts
$5.00 Minimum balance to earn interest Payout in October of Each Year
Balance APR APY
All balances .50% .50%
 
  
* ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE
** APR = Annual Percentage Rate
*** APY = Annual Percentage Yield